Getting behind the bike of your automobile and throttling downwardly the highway is a favorite American pastime. Many folks find that their joyride feel ends in a speed photographic camera citation delivered in the mail. Fortunately, if y'all live in Alabama, Alaska, Arizona, Arkansas, Florida, Georgia, Hawaii, Maryland, Massachusetts, Michigan, Missouri, Nebraska, Nevada, New Mexico, Northward Carolina, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Isle, Tennessee, Texas, Vermont, or Wisconsin, payment of these citations is now virtually optional.

How are Speed Camera Citations Different?

A brief discussion of the nature of these speed camera citations is in gild. It is of import that you understand that the speed camera citation y'all receive in the mail is unlike other traffic citations you may be familiar with. In the good onetime days the traffic ticket mechanism was elementary. A police officer accused y'all of speeding and handed you a ticket. These tickets were heard by judges or magistrates in criminal division courts. If yous were convicted of speeding you faced the possibility of points confronting your license, fines and court costs. The speed camera citation is very different. These cases are heard past hearing officers in an administrative hearing. If plant to be in violation, the only penalty that can exist imposed is a civil budgetary fine and cost. Because these hearings are not criminal only ceremonious in nature, points may not be assessed against your license. Often it is collection agents who enforce the civil penalties.

Do I Need To Pay Speed Camera Citations?

A 2016 policy decision by the three credit reporting agencies Experian, Equifax, and TransUnion changed the game for speed camera citations forever. As office of a legal settlement involving the States listed in a higher place, the three credit reporting agencies agreed not to study whatever debt that did not "arise from whatsoever contract or agreement to pay including, but not limited to to, certain fines, tickets, and other assessment." (Settlement Agreement at Setion E(one)(c)). The terminate result of this policy is that speed photographic camera citations are essentially unenforceable. Nonpayment volition probable result in the debt being collected by a collection agency that no longer has the ability to negatively impact your credit report.

For a further discussion of your rights and obligations resulting from a speed photographic camera citation contact the office of Chaser Robert J. Rohrbaugh II.